Products

Resources

Kuik

  • Press
Customer Support
+90 850 3095845KUIK
Sales
[email protected]

Kuik does not directly provide any financing. Kuik acts as an intermediary for financing solutions, and all financial processes are carried out through Kuik's partnered banks and financial institutions. Kuik serves as a technology-based bridge between its users and financial institutions.

Account opening, onboarding, and payment services are provided by Narvi Payments Oy Ab, an electronic money institution regulated by the Finnish Financial Supervisory Authority (FIN-FSA). Kuik does not provide regulated payment or e-money services.

The Kuik Master Card, The Kuik Master Corporate Card and the Kuik Master Commercial Card are issued by Stripe Technology Europe Limited, an electronic money institution authorized by the Central Bank of Ireland (firm reference number: C187865). Cards are issued under the Visa card scheme pursuant to a license from Visa Europe Limited. Visa is a registered trademark of Visa Europe Limited.

*Services provided by Narvi Payments Oy Ab, a regulated EMI.**Cards issued by Stripe.
© 2026 KuikPrivacyTermsSecurityCookies
AI-Powered Scoring

Discover Your Financial Potential with AI

Our AI algorithm analyzes over 200 data points from food platforms, revealing your business's true cash generation potential.

0+

Data Points

%0

Prediction Accuracy

Real-Time Analysis
0/ 1500
AI
+24%

Data Sources

All Data Flows Into Kuik

From food platform sales to customer reviews and performance metrics, over 200 data points feed into our AI engine.

Sales Data

Daily, weekly, monthly revenue trends

Customer Reviews

Ratings, review analysis, NPS score

Platform Performance

Order volumes, cancellation rates

Historical Comparison

Annual and quarterly growth analysis

Operational Metrics

Delivery time, preparation speed

Market Position

Regional competition and market share

How It Works

Learn Your Score in Three Steps

01

Data Collection

Sales data, customer reviews and performance metrics are collected in real-time from food platforms.

02

AI Analysis

Our AI engine analyzes over 200 data points to evaluate your business's cash generation potential and health.

03

Score & Limit

Your Kuik Score is determined between 0-1500 and Purchase Credit and Working Capital limits are allocated accordingly.

Analysis Dimensions

Four-Dimensional Deep Analysis

Revenue Trend

Cash Generation Capacity

We analyze your business's cash flow trends and revenue stability by comparing last year, this year, and last quarter data.

Customer Score

Customer Health

Customer satisfaction and loyalty levels are measured by analyzing reviews, ratings and customer feedback on the platform.

Efficiency

Operational Performance

Operational data such as order volumes, cancellation rates, delivery times and preparation speeds are evaluated for overall efficiency.

Growth Score

Growth Potential

Future projections are derived by analyzing annual growth rates, seasonal trends and regional market positioning.

Score Scale

Kuik Score Assessment

Your Kuik Score, assessed between 0 and 1500, determines your business's financial health and credit limit.

Starter

0 - 400

Access to basic financing products

Growing

401 - 800

Wide product range with standard limits

Strong

801 - 1200

High limits and priority access

Elite

1201 - 1500

Premium limits and exclusive benefits

Kuik POS Advantage

Higher Limits with Kuik POS

Businesses using Kuik POS go through a much more comprehensive analysis process, including supply chain data. True profitability and potential become visible.

Supply Chain Analysis

Supplier relationships, purchase volumes and payment patterns are analyzed.

Profitability Detection

Net profitability is revealed through real cost and revenue comparison.

Higher Limits

Up to 40% higher financing limits are offered thanks to comprehensive data.

Standard Analysis

200+ data points

Kuik POS Analysis

350+ data points

+40%

Financial Products

Financing Based on Your Score

Your Kuik Score determines your personalized limits and provides instant access to our embedded finance products.

Purchase Credit

Buy from your suppliers now, pay later. Optimize your cash flow.

Working Capital

Quickly access the capital you need for your business growth.

Discover Your Kuik Score

Reveal your business's financial potential with AI-powered analysis.

Kuik Score AI is an independent assessment tool that analyzes businesses' financial health. Financial services are provided by Kuik's partner banks and licensed financing institutions. Kuik acts solely as a technology and platform infrastructure provider.