Kuik does not directly provide any financing. Kuik acts as an intermediary for financing solutions, and all financial processes are carried out through Kuik's partnered banks and financial institutions. Kuik serves as a technology-based bridge between its users and financial institutions.
Account opening, onboarding, and payment services are provided by Narvi Payments Oy Ab, an electronic money institution regulated by the Finnish Financial Supervisory Authority (FIN-FSA). Kuik does not provide regulated payment or e-money services.
The Kuik Master Card, The Kuik Master Corporate Card and the Kuik Master Commercial Card are issued by Stripe Technology Europe Limited, an electronic money institution authorized by the Central Bank of Ireland (firm reference number: C187865). Cards are issued under the Visa card scheme pursuant to a license from Visa Europe Limited. Visa is a registered trademark of Visa Europe Limited.
*Services provided by Narvi Payments Oy Ab, a regulated EMI.**Cards issued by Stripe.